May 2018 Goals Review

  • 21 no spend days Fail! I only had 13 no spend days. I didn’t even try to achieve this goal this month.
  • Work out 20 days Fail! So close! I worked out 19 days.
  • Fit into wedding dress better. I’ve been indulging in too much fried chicken. Pass! I’ve always fit in it but wanted it to fit better without having to do alterations.
  • Get accepted into health care program I applied to Fail! Literally got word 1 min after posting that I didn’t get in.
  • Bring down line of credit by $1500 Fail! I paid off a credit card that I used to book wedding stuff with
  • Stick to $180 budget for gas and restaurant Fail! Gas prices went up so it costs me more than ever to fill up plus it was my fiancé‘s birthday and we went out for a nice dinner. I’ll need to adjust this goal.

Man, that’s a lot of red. Oh well. Onto the next month. Next month will be exciting because we’re eloping!

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April 2018 Goals Review

  • 24 no spend days Fail! This goal is always ambitious but I had 17 no spend days
  • Work out 20 days Fail! I worked out 17 days.
  • Ace health care program interview on April 1 I’ll hear back any day now. 
  • Apply for that job I’ve been eyeing up and receive an interview Pass!I haven’t heard back yet and doubt I will. I missed a couple calls. I don’t have voicemail. Oh well!
  • Bring down line of credit by $1500 Pass!
  • Stick to $250 budget for gas and my share of groceries Technical pass! I need to re-visit this since my fiance has been paying for groceries

March 2018 Goals Review

  • 24 no spend days Fail! I only had 16 no spend days
  • Work out 20 days Fail! I got sick again with a nagging cough and couldn’t work out for 2 weeks
  • File taxes Done!
  • Ace interview for health care program I’m interested in. Interview is April 1st. Will tell you more about this if I get into the program. Fingers crossed!

This was my February goal but I got a 5% pay raise after getting an 8% pay cut last year so… yay.

February 2018 Goals Review

  • Pay off CRA amount owing (~$1500) PASS! But now I owe them $815 for 2017 taxes
  • Start tackling line of credit debt (@ 6.7% interest) PASS!
  • Stick to Miscellaneous, Liquor and Grocery budget PASS!
  • Go to gym 20 times FAIL! I caught a cold and couldn’t work out for a few days
  • Not lose my shit at work FAIL! Not sure why I put this on here. Haha!
  • Negotiate at least 5% pay raise at my one year review under my boss’ private company (details here) MEH. Boss has been traveling so it’s been difficult to schedule meeting.

This wasn’t part of my goals for this month but I had 22 no spend days meaning no unnecessary spending such as buying a snack, wine, etc.

 

January 2018 Recap

January was an ok month for me. I managed to stay below my gas, grocery and restaurant budget. However, I went over budget in the wedding, miscellaneous and liquor budget. So much for dry January!

  • Miscellaneous crap I bought included a domain name for unfuckmymoney.com, windshield washer fluid, car wash, drain unclogger and an acupressure mat.
  • I had to spend $90 to top up my annual cell phone plan which I went into detail in my last post.
  • We bought my fiancé’s wedding band because it was on sale and put down 50% on our accommodation rental for when we get married

Jan18

Jandebt.jpg

Debt balances as of January 31, 2018

I paid $1500 to my CRA debt leaving a balance of ~$1500. I’m soooo close to having that paid off!

The interest rate on my line of credit increased due to the increase in the prime rate.

I’m going to try and be more disciplined in February since it’s a shorter month.