- Pay $2000 towards debt
- 20 No Spend Days
- Put potential bonus towards RRSP so as not to be in the 36% tax bracket
I can’t believe it’s December already. I admit I have the winter blues. I’m using my SAD lamp and taking vitamin D but on some days, I’m just not feeling it. I get angry when I have to drive into work when traffic is bad due to snow and think about the money The Ex owed me which I have written off ($30K). I don’t want him in my life and he was taking forever to make payments but it would help in sending my husband back to school or we could take a honeymoon. Oh well. I know good ole karma is taking care of him right now.