Past actions do affect the future

I recently got a home and auto quote in hopes of saving money. I was so happy when I received my quote back. I was about to save $359 per year but then she ran my insurance history and said I had an at fault claim in 2015. My quoted auto premium went from $1,032 to $2784. WTF!

I wracked my brain and then it hit me. The Ex’s brother had borrowed an SUV that I was stupidly paying insurance on and he backed into a gas station. I was stressed out when I received an email about the accident and let insurance handle it. Little did I know it would bite me in the ass years later when all I wanted to do was get a cheaper rate. Let this be a lesson to you: your past actions do affect the future. Also, don’t date a money moron with moronic siblings.

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